Mortgage Loan Originator Assistant

Job Type: Full Time
Location: Towson
Department: Mortgage Maryland

Job Description

Position Summary:

Responsible for performing various duties to support the Mortgage Loan Originator to meet sales goals while following regulatory compliance; coordinating work within the department, as well as with other departments; complying with operating policies and procedures established for this position.  Reporting pertinent information to the immediate supervisor; responding to inquiries or requests for information. Employee must maintain an active registration status with the NMLS (Nationwide Mortgage Licensing System & Registry).

Qualifications Required:
  • High School Diploma or equivalent
  • Minimum of 1 year residential mortgage lending experience
  • Understanding of mortgage processing, underwriting, and closing procedures
  • Understanding of Residential Lending regulatory requirements to maintain compliance
  • Ability to work in a team environment
  • Strong computer skills (MS Office, etc.)
  • High degree of attention to detail and ability to multitask


Essential functions and responsibilities:
  • Valid Driver’s License
  • Develops and maintains relationships with prospects, realtors, closing agents and other referral sources
  • Interviews potential customers applying for residential mortgage loans
  • Ensures applications are completed accurately and requests supporting documentation as needed
  • Orders credit and mortgage disclosures and send these disclosures to the borrower
  • Reviews commitment letters and follows up with the client on any condition/documentation required for approval
  • Sends application and other required information to the underwriting area and to the processing area to clear any conditions and prepare for closing
  • Reviews finalized documents with buyers, real estate agents, attorneys and others
  • If originates residential mortgage loans, will do according to established policies and procedures to ensure regulatory compliance
  • Maintains the pipeline for accuracy
  • Demonstrates and promotes Meridian Bank’s Core Values: Our Partners, Our People, Our Bank and Our Communities
  • Coordinates specific work tasks with other employees within the department as well as with other departments in order to ensure the smooth and efficient flow of information
  • Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the work place
  • Communicates with management and coworkers in order to integrate goals and activities
  • Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank’s compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.
  • Other duties as assigned.


Success factors/job competencies:
  • Organizational and time management skills
  • Ability to work with little or no supervision
  • Excellent interpersonal and communication skills
  • Timely and regular attendance
  • Completes work in a timely manner
  • Actively seeks coaching
Application Access:
  • Encompass
  • Encompass CRM
  • Rateplug
  • OSI
Physical demands, work environment, and location:
  • Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the necessary functions. This is a largely sedentary role, requiring the use of typical office equipment such as a computer, laptop and cell phone. Most work is completed in an office environment.
  • Work environment: The noise level in this environment is minimal
  • Location: Various Meridian Bank locations as assigned including but not limited to the following job-related travel requirements:  Customer/Client locations, work events, charity events, loan closings and site visits, etc.

Equal Opportunity Statement

  • Meridian Bank is an Equal Opportunity Employer

Performance standards:

  • Annual review
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